Best Savings Bank Accounts In India 2021

After research, we found the best savings account in India for various needs like high-interest rate, zero balance offers on debit cards, international debit card, mobile apps, customer service and global reach.

You can find the list of best banks offering zero balance accounts and the comparison of savings bank interest rates.

Best Savings Bank Account in India 2020

1. RBL Bank Saving Account

RBL Bank offers savings account interest up to 6.75% which is highest among all the banks. Even the FD interest rate of SBI, HDFC and ICICI ranges between 5 to 6%.

2. Kotak Mahindra Bank 

Kotak 811 Digital Bank is one of the best saving accounts provided by Kotak bank. 811 is a zero balance savings account that you can open online. You will get 4% interest rate on your savings account which more than banks like SBI, HDFC, ICICI.

For more information visit: FinanceX

3. IndusInd Bank

Indusind bank offers one of the highest interest up to 6% on your savings account. The savings account interest rate is higher than the fixed deposit interest rate of banks like SBI.

You can earn a 7% interest rate on an auto sweep fixed deposit.

4. ICICI Bank

Opening a savings bank account with ICICI is like banking at fingertips with 200+ banking services offered online.

Individuals who are tech-savvy, have no time for branch visit and like to use mobile for most of the payments and banking transactions.